Research library

Start with the building blocks. Knowing these makes every later conversation easier.

Part A — Hospital insurance

Covers inpatient hospital stays, skilled nursing, hospice, and some home health care. Most people pay no premium.

Covers doctor visits, outpatient care, preventive services, and medical equipment. Has a monthly premium.

Private plans that bundle A, B, and often D, usually with networks and extra benefits.

Standalone drug coverage. Each plan has its own list of covered medications.

Helps pay costs Original MEDICARE leaves behind. Works with any doctor that accepts MEDICARE.

Initial Enrollment (around age 65), Annual Enrollment (Oct 15 – Dec 7), and Special Enrollment Periods.

Get 5 fill-in-the-blank AI prompts that help you compare coverage, check your doctors and drugs, verify ads, and understand your plan documents.